Cash Advance with No Credit Check

Sometimes, you can’t wait long for cash, whether you have to pay an unexpected medical bill or cover day-to-day expenses. That’s where a cash advance comes in. You can use it to receive fast funds and cover an unexpected expense like a car repair or medical bill. It can hold you over until you get paid next. Let’s take a closer loan at how cash advances work, whether you can get cash advances with no credit check, and how to apply for one with or without a credit check.

How cash advances with or without credit checks work

Cash advances are short-term, small dollar loans that you’ll repay when you receive your paycheck, typically within two to four weeks. Depending on the lender, you can collect the money the same day you apply, within 24 hours, or in a few business days.

Can I get a cash advance with no credit check?

It can be difficult to find cash advances with no credit check. The good news is there are many lenders that offer these types of loans to borrowers with poor or fair credit. They’ll consider factors in addition to credit score, like your employment status and income. Even if your credit isn’t in the best shape, there’s a good chance you’ll get approved for a cash advance.

What you’ll need to apply for a cash advance

To apply for a cash advance with or without a credit check, be sure to keep the following information and documents on hand:

  • Government issued ID like a driver’s license or passport
  • Proof of income in the form of paystubs, tax forms, and bank statements
  • A valid and active checking account
  • Social Security Number or ITIN
  • Personal check if you live in state that requires it

How to get a cash advance with or without a credit check

Once you’re ready to apply for a cash advance with or without a credit check, follow these steps:

1. Compare cash advance lenders and loan options

There are many cash advance lenders on the market. Do some research and find a few options. Then, compare their interest rates, terms, and fees to find a cash advance that works for you.

2. Gather all necessary documents

After you choose the best cash advance for your budget and needs, collect the documents and information you’ll need to apply.

3. Fill out a cash advance application

Fill out the application for a cash advance with or without a credit check online or in-person. Be prepared to share personal details like your name, email, and birth date. You might also be asked about your income and employment history.

4. Submit your application and wait for approval

Many lenders who offer cash advances with or without credit checks have quick approval decisions. After you apply, you may get approved instantly or within a few minutes or hours.

5. Receive quick funds

Usually, the lender will distribute your cash advance via direct deposit, prepaid card, or check. Depending on the lender you chose, you might receive the funds the same day you apply, within 24 hours, or in a few business days.

Should I get a cash advance with or without a credit check?

Before you move forward with a cash advance, consider your financial situation. If you need fast cash to hold you over until you get paid next, a cash advance might be a good option. But if you’re in search of a long-term loan with a high dollar amount, you may want to consider alternatives like installment loans or home equity loans.

Where can I get a cash advance?

Advance America offers quick and easy cash advances. You can apply online or in-person at a store near you. Depending on when you apply, you may receive your funds that same day. You don’t need good credit to get approved, and the amount you can borrow will depend on where you live.

Get a cash advance from Advance America

Advance America offers cash advances you can apply for in just a few minutes. If you’d like a small dollar loan to cover expenses until you get your paycheck, don’t hesitate to apply. You may get approved quickly, regardless of your credit score. Visit Advance America to fill out a quick online application for a cash advance today.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.
148+ million
loans issued
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and online loans
24+ years
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