Emergency Loans

An emergency loan can serve as a backup plan if you don’t have enough money in your savings to pay for an unexpected cost. Here are some benefits that these types of loans can offer you if you’re facing emergency expenses.

• Flexibility - Emergency loans are flexible and can be used for any unexpected expense, whether you need the funds to pay for a home repair or a rent payment. These types of loans can also come with flexible repayment terms and may give you the option to pay off your loan over a short term or make lower monthly payments over a longer term.
• Easy Application - Applying for an emergency loan is typically a quick and easy process. You can apply for Advance America loans online or in-store depending on your preference and fill out an application in just a few minutes.
• Quick Approval Process - Once you apply for an emergency loan, you may get a decision instantly. Many lenders have a quick approval process, so you won’t have to wait days or weeks to get the funds you need.
• Convenience - Many lenders operate online and allow you to apply for payday loans, installment loans, and other emergency loans from the comfort of your home. An online application eliminates the hassle of going to a bank, credit union, or lending company to get a loan.

You may need quick cash for a variety of emergency situations. Many of our customers use Advance America loans for:

• Medical Bills & Expenses - Unexpected illnesses or hospital visits that are not covered by your insurance may require a quick jolt of cash to get you and your family back to full health.
• Home Repairs & Renovations - A washer/dryer or refrigerator replacement, a leaky roof, or a busted boiler may mean that you need an immediate fix that goes beyond your budget.
• Auto & Car - Repairs A breakdown of your car could mean additional days of lost work — so accelerate getting back on the road with a quick loan.
• Rent Payment - When an emergency or crisis prevents you from being able to afford an upcoming rent payment, emergency loans can help you prevent late fees and credit damage from a missed payment.
• Travel Expenses - A sudden trip may arise that demands your presence: a fast loan can cover your hotel stay or plane flight to get you there.
• Lost Valuables - When your computer or laptop is stolen or misplaced, an immediate replacement may mean the difference between returning to work and staying home.
• Pet Care - Expense While we love our pets, we don’t always love the veterinarian costs when our pets fall ill or have an accident. Use an emergency loan to take care of the bill.
• Funeral Costs - The worst-possible scenario means being there to support your loved ones, even when your bank account isn’t prepared.
• Tax Bills - When a change in the tax code trickles down to your paycheck, it can be a budget buster. Keep the IRS at bay with an emergency loan.
• Identity Theft & Fraud - If your credit cards or bank accounts are frozen by fraud, a loan can keep you moving until the problem is resolved.

We offer several options to make paying your loan back convenient, including in-person or online payment options (varies by state). Please contact us at your local store or our toll free number (844) 562-6480.

Advance America will work with you to arrange payments for your Emergency Loan. We're committed to collecting past due accounts in a professional, fair and lawful manner. If you are unable to make your payment on time, please contact us at your local store or our toll free number (844) 562–6480.