Personal Loans in Kentucky | Payday Loans (Alternatives to Installment Loans) & Title Loans

Money today,
momentum tomorrow.

Get loans up to $500 in Kentucky. Apply at one of our 28 KY locations.

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Why Advance America in Kentucky?
We’ll work with you to find the perfect loan solution to fit your life in the Bluegrass State.
  • Get the money you need in minutes at one of our 28 KY locations
  • Thousands of 5-star customer reviews in KY
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Trusted lender in KY since 1997
  • Conveniently make payments online in KY
  • Option in store to deposit money to debit card

Available loans in Kentucky

Not in Kentucky? Change Location

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Fast and easy cash loans: Payday loans, cash advances, title loans and personal loans

Payday Loan icon

Payday Loan

$50 - $500

In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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What You’ll Need To Apply For A Payday Loan

  • Proof of Income
  • Government Issued ID
  • Checking Account
Title Loan icon

Title Loan

$2,000 - $25,000


Fuel your goals through our partnership with LoanCenter with an Online Title Loan based on your vehicle's value.*

Through our partnership with LoanCenter, you can apply for an Online Title Loan using your car, truck, RV or motorcycle's appraised value.* You keep driving your vehicle while you pay off your loan. Consider refinancing your current title loan.

If you qualify for a Title Loan with LoanCenter, you can get rates as low as 36% APR on loans over $5,000.*

Start your application on LoanCenter's website by clicking Apply Online.

How our loans work in Kentucky


Start your application now or apply in the store.


Get approved within minutes.


Receive money same day.

Proudly serving our customers

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Advance America Kentucky customer reviews

I started out with Elizabeth and now use Carolyn when Elizabeth is out of the store! She’s(both) are very efficient and meet all my needs for cashing…

5 star rating

Always really nice

5 star rating

I was greeted with kindness as I entered the door. I was informed of the best things or way that I could get a loan. I then was guided through the…

5 star rating

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Other money services offered in Kentucky

Netspend® Visa® Prepaid Card in Kentucky

The Purpose Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn More

Western Union in Kentucky

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

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About Advance America in Kentucky

Serving Kentuckians since 1997, Advance America is a trusted direct lender with the services and support you need to keep moving forward. No matter where you hail from — booming Louisville and Lexington or charming Paducah and London — Advance America has convenient locations throughout the state of Kentucky. We are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our 28 Kentucky locations today.

With Advance America in Kentucky, applying in store is quick and easy. In KY, we offer Payday Loans and Title Loans as well as Netspend® Visa® Prepaid Cards and Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our KY customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.