Payday Loans 101

Discover everything you need to know about Payday Loans from how to get one, to what you need to apply, and how to apply online.

Women at work in factory

If you’re in need of quick funds to cover small expenses, paycheck loans are worth considering. You can get approved right away and receive money to hold you over until your next paycheck.

Direct Lenders vs. Loan Broker.

Do you know the difference?

Couple looking at loans on tablet

Payday Loans with No Credit Check

Payday loans with instant approval are a good option if you don’t have great credit and need funds fast to cover expenses before you get your next paycheck.

man getting an online loan

Can I Get Payday Loans for Bad Credit?

Yes, you can get a payday loan with bad credit. In fact, payday loans are a viable option for people with all types of credit quality. Unlike most loan products, payday loans don’t solely rely on your credit score.

Man applying for a same-day payday loan online

How to Get a Same-Day Online Payday Loan

Advance America offers same-day payday loans for quick access to extra money before your next paycheck. These short-term loans are usually paid back within two or four weeks—aligned with our pay dates.

advance america customer researching payday loan and direct lending options on their computer

Online Payday Loans: Direct Lenders vs. Brokers

As you look for a payday loan, you typically have two options:

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

148+ million

loans issued

1,100+ stores

and online loans

24+ years

providing loans

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