Personal Loans 101

Personal Loans comes in all shapes and sizes. Discover Personal Loan options, how they work, and much more.
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Secured Personal Loans
Secured personal loans are backed by collateral or something valuable that you own, like a house or car. If you need quick funds to cover an expense, a secured personal loan might be a good option.
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Applying for a Personal Loans with Advance America is quick and easy.  Apply now.

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Personal Loans with Collateral
A personal loan can help you cover just about any expense. Some personal loans require collateral, or a valuable item you own, like a house or car.
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Refinance a Personal Loan
When you refinance a personal loan, you replace your current loan with a new one that has potentially better rates or different terms. This strategy can help you save money and improve your financial situation.
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How to Get a Personal Loan
If you need some fast cash to cover an expense, a personal loan may be a good option.
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Personal Loans for Home Improvement
No matter where you live, you might want or need to pay for a home improvement project at some point.
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The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

148+ million
loans issued
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and online loans
24+ years
providing loans
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