Netspend® Visa® Prepaid Cards at Advance America

Manage your budget with a reloadable card you can use everywhere Visa debit cards are accepted.
Order a Card
Already a cardholder?
Benefits Down arrow

Benefits of Visa Prepaid Cards

  • No credit check* and FDIC insured1
  • Transfer money easily to or from other accounts
  • Safe and easy online bill payment2
  • Add up to two additional cards to manage family spending3
  • Get paid up to two days faster4 when you sign up to have all or a portion of your payroll or government benefit checks directly deposited
photo of netspend visa card

How Netspend Visa Prepaid Cards Work

The Netspend Visa Prepaid Card is loaded with helpful features and benefits that help you manage your finances.

  • Register and activate your card online or at your nearest store location
  • Reload your card as often as you need with Direct Deposit, Mobile Check Load5 on the Netspend Mobile App6 or with cash at any of our 130,000 locations7
  • Pay bills, add funds and make purchases everywhere Visa Debit Cards are accepted

Come in today

Get a Netspend Visa Prepaid card online or visit an Advance America store near you.

Order a card

Find a store

Netspend Visa Prepaid Card questions

When will my personalized card arrive?

Ordered in store: Your personalized card will arrive approximately 7-10 days after your temporary card is purchased. If you do not receive your card, please contact Customer Service at 1-866-226-1551. When your card arrives, follow the activation instructions to activate the card. The personalized card replaces the temporary card.

Ordered online: Your personalized card will arrive in approximately 7-10 days. When your card arrives, follow the activation instructions to activate your card.

Can I get multiple cards for family members?

Yes. You have the option to get up to two additional companion cards with your Netspend Card account. All cards associated with your account will have access to the same funds. Simply login to your account to order your companion cards.

How do I add money to my card?

Choose from several ways to add money to your Netspend Prepaid Card:

  • Direct Deposit. The easy way to add your paycheck or government benefits check.
  • Reload Network Locations. There are more than 130,000 convenient locations in the U.S. where you can add money to your card account.
    www.netspend.com/account/login
  • Bank Transfers. Add money from virtually any U.S.-issued bank account. If you have a checking or savings account or a bank debit card, use it to add money to your account. www.netspend.com/account/login
  • Account-to-Account Transfers. It’s simple to transfer money from one Netspend Prepaid Card Account to another. Log in to learn more.
  • Tax Refunds. Tell the IRS to electronically deposit your refund directly to your card account. Learn more.

Find a store nearby

Get a Netspend Visa Prepaid card at an Advance America store near you
Find a Store

More About Visa Prepaid Cards

What is a Prepaid Card?

Not available in SC.

The Netspend Visa Prepaid Card is issued by MetaBank® , Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend, a TSYS® Company, is a registered agent of MetaBank. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2020 Global Payments Inc. All rights reserved worldwide. Global Payments is federally registered U.S. service mark of Global Payments Inc. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.

Advance America engages in the money transmission business and/or sale of stored value products as an authorized delegate of NetSpend Corporation under Chapter 151 of the Texas Finance Code.

*IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

1Upon successful activation and registration of the Card Account, funds on deposit at MetaBank, Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder’s funds held on deposit at MetaBank.

2Some bill payment services are subject to fees. See the Online Account Center for details about the range of methods offered through third-party service providers.

3The Primary Cardholder is liable for all Card Account activity, including activity by the Secondary Cardholder. There is a $9.95 Additional Card Fee for a Secondary Cardholder. Secondary Cardholders are subject to the same identity verification requirements as the Primary Cardholder. Additional documentation may be required to add a child age 13-17 to your Card Account. See your Cardholder Agreement for details about Secondary Cardholders.

4Faster access to funds is based on comparison of our immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding. Check with your payer to find out when the direct deposit of funds will start. While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See Cardholder Agreement for more details.

5Mobile Check Load is a service provided by First Century Bank, N.A and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

6Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

7Fees may be assessed by reload location and may vary from location to location.